Underinsured or Uninsured Drivers
Many individuals do not realize the extent of their insurance coverage. Following a serious accident, it is wise to seek the counsel of an experienced lawyer who can thoroughly review your policy and provide clear answers regarding your options for monetary recovery.
With nearly 35 years of experience, attorney Philip E. Miller is prepared to handle personal injury cases ranging from straightforward to complex. Through his experience, he has gained valuable legal insight and developed the skills necessary to effectively negotiate a settlement with large insurance companies.
Getting You The Maximum Compensation Possible
If your accident is caused by a driver without insurance, or whose limits of coverage will not cover the nature and extent of your injuries and property damage, you need to be able to fall back on and use your own policy to obtain more adequate compensation.
- Uninsured motorist (UM): This term is used when there is no insurance coverage on the other vehicle.
- Underinsured motorist (UIM): This phrase is used when the other vehicle’s policy limit is insufficient to cover the value of your personal injuries and property damage.
With the skyrocketing costs of medical treatment, it is wise to protect yourself at every turn. If you only carry basic coverage, you might face dire financial consequences following a serious accident. If your injuries are ultimately worth more than the amount of coverage that the other driver carried, you only have your own policy to rely on. Let the New Jersey law firm of Philip E. Miller provide the tenacious representation you need.